However if you go to Blue Cross directly, you DO have the option choosing what dependants you want covered or not.
At present, neither martes OR myself have jobs that offer health coverage. Until that situation changes, I've decided that I need to get Roz this. I'm going to wait another 6 weeks, though, as it is too close to the end of the year, and we would never meet the deductible.
Once my employment situation changes I'll either add myself to the same plan or switch us to something better.